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Independent Counsel for Insured Policyholders

Lawsuits can have a potentially devastating impact on your business or personal assets. You purchase insurance to protect your business or yourself from liability. Sometimes, however, when you or your business needs the insurance protection you've paid for, the insurance company does not provide coverage or refuses to settle the case within your insurance policy's limits. If you or your business is facing a lawsuit or the threat of a lawsuit where the potential liability exposure is above your insurance limits, you need legal representation against your insurance company to ensure: (1) your insurance policy provides coverage for the claim and (2) the insurance company settles the lawsuit within your policy limits.

You will likely be assigned an attorney from your insurance company; however, that attorney's responsibility is to defend you or your business from liability. That attorney does not represent your financial interests as a policyholder against your insurance company in instances that a potential verdict or settlement would be in excess of your liability limits or if the insurance company decides not to provide coverage for the claim.

If your insurance company refuses to pay or provide coverage, we are ready to fight on your behalf. Prior to starting Story Law, I worked for one of the largest insurance defense law firms in the country. Through that experience, I learned the strategies insurance companies utilize to either reject coverage or risk your or your business's assets at trial. If the policyholder fails to demand from the insurance company that it settle a lawsuit within the policy's liability limits, the policyholder can be personally liable for the verdict amount that is in excess of the policy limit.

Story Law's independent counsel services include the following areas:

  • Bad Faith and Extracontractual Claims
  • Business Interruption
  • Commercial Property
  • Commercial General Liability
  • Construction Defect
  • Crime and Fidelity
  • Directors and Officers Liability
  • Insurance Broker Malpractice
  • Professional Errors and Omissions
  • Residential Property

Contact Us Today

Story Law offers free initial consultations and we'll gladly discuss your case with you at your convenience. Contact us today to schedule an appointment.